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Horizon Blue Cross Blue Shield NJ plans cover outpatient rehab and mental health treatment, and members can often use those benefits at Quest Wellness Center through the national BlueCard program. Our admissions team checks how your Horizon plan applies in about 15 minutes, with no obligation to enter treatment.
Horizon Blue Cross Blue Shield NJ members can often access care at Quest Wellness Center through BlueCard, the national Blue Cross Blue Shield program that lets members use their home plan benefits at participating Blue providers beyond their plan’s local service area. Rather than a separate policy, BlueCard extends the plan you already hold so it can apply at a provider outside the area where it was issued.
Because how BlueCard applies depends on your specific Horizon plan, the practical first step is verification. Our admissions team confirms whether your Horizon benefits apply to treatment at Quest, which of our outpatient programs are included, and what your plan requires before you start. There is no obligation to enter treatment.
Horizon Blue Cross Blue Shield NJ plans include benefits for substance use and mental health treatment. Federal law requires it: the Affordable Care Act names addiction and mental health services as essential health benefits, and the Mental Health Parity and Addiction Equity Act requires these benefits to be treated on par with medical care. Horizon plans carry these same behavioral health protections.
Quest Wellness Center provides the outpatient levels of care that Horizon behavioral health benefits typically reach: partial hospitalization (PHP), intensive outpatient (IOP), virtual IOP, standard outpatient, and dual diagnosis care for co-occurring mental health and substance use conditions. Which of these your benefits include depends on your plan, which is why our admissions team verifies them with you before you start.
Horizon members at Quest Wellness Center can use their behavioral health benefits across the full range of outpatient care, from the most structured day programming down to lighter ongoing support. Each level is built around your clinical needs and your schedule, with morning, afternoon, and evening tracks available.
Verifying your Horizon benefits with Quest Wellness Center takes about 15 minutes by phone or about 24 hours through the form on this page. Here is how it works.
If your Horizon plan does not cover a service you need, our admissions team works through your options with you before you make any decision. Some Quest programs may suit your plan better than others, and we help you find the right starting point. For care we do not provide directly, such as medical detox or residential treatment, we coordinate a referral to an appropriate provider. We will always walk through what is workable with you rather than leave you to figure it out alone.
Quest Wellness Center treats both mental health conditions and substance use under Horizon behavioral health benefits. Our programs are led by licensed and registered clinicians using evidence-based methods including CBT, DBT, EMDR, ACT, and group and individual therapy.
Mental health conditions we treat include depression, anxiety, post-traumatic stress disorder and complex trauma, personality and mood disorders, and suicidal ideation. Trauma-focused care includes EMDR therapy within our PHP and IOP programs, while CBT and DBT address the thought and behavior patterns that drive anxiety and depression.
On the substance use side, we treat alcohol, opioids including prescription opioids and fentanyl, cocaine, methamphetamine, prescription drug dependence, and behavioral addictions such as sex and gambling addiction. When a substance use condition and a mental health condition occur together, our dual diagnosis program treats both at the same time under your Horizon behavioral health benefit, because treating only one rarely produces lasting recovery.
Often, yes, through the national BlueCard program, which lets Horizon members use their home plan benefits at participating Blue providers beyond their plan’s local service area. Whether your specific plan applies is confirmed during verification, which takes about 15 minutes.
BlueCard is the Blue Cross Blue Shield program that extends your existing Horizon plan so it can be used at participating Blue providers outside your plan’s local service area. You keep the plan you have; BlueCard is what lets it reach a provider beyond that area. Our team confirms how it applies to treatment at Quest.
Yes. Horizon plans generally include intensive outpatient (IOP) as a covered behavioral health service, and Quest provides IOP. Your exact benefits depend on your plan, which our team confirms in about 15 minutes.
Yes. Partial hospitalization (PHP) is typically covered under Horizon behavioral health benefits, and Quest provides PHP. We verify the specifics of your plan before you start.
Yes. Horizon covers integrated treatment for co-occurring mental health and substance use conditions under the same behavioral health benefit. Quest provides dual diagnosis care across our outpatient programs.
Yes. Horizon covers individual and group therapy as part of behavioral health benefits, and these sessions are built into every program at Quest. We use approaches including CBT, DBT, EMDR, and ACT depending on your clinical needs.
Yes. Horizon covers telehealth behavioral health services on most plans, and Quest offers virtual IOP and online therapy with the same programming as in-person care. We confirm your telehealth benefits during verification.
Some Horizon plans require prior authorization for certain levels of outpatient care, and others do not. Our admissions team checks whether your plan needs it and handles that step with you as part of admissions.
Our admissions team verifies your Horizon benefits in about 15 minutes, with no obligation. Submit the form or call (818) 275-9810 to get started.
Marriage and Family Therapist Associate, MA
Medically reviewed by Verta Keshishyan, AMFT, MA, Associate Marriage and Family Therapist, registered with the California Board of Behavioral Sciences and supervised by Ari Labowitz, LMFT.
Quest Wellness Center treats both mental health conditions and substance use under Horizon behavioral health benefits. Our programs are led by licensed and registered clinicians using evidence-based methods including CBT, DBT, EMDR, ACT, and group and individual therapy.
Mental health conditions we treat include depression, anxiety, post-traumatic stress disorder and complex trauma, personality and mood disorders, and suicidal ideation. Trauma-focused care includes EMDR therapy within our PHP and IOP programs, while CBT and DBT address the thought and behavior patterns that drive anxiety and depression.
On the substance use side, we treat alcohol, opioids including prescription opioids and fentanyl, cocaine, methamphetamine, prescription drug dependence, and behavioral addictions such as sex and gambling addiction. When a substance use condition and a mental health condition occur together, our dual diagnosis program treats both at the same time under your Horizon behavioral health benefit, because treating only one rarely produces lasting recovery.
Dimension | PHP | IOP | Outpatient (OP) |
Time commitment | 5 to 6 hours per day | 3 to 4 hours per day | About 5 to 7 hours per week |
Days per week | 3 to 5 days | 3 to 5 days | Flexible weekly schedule |
Best suited for | Highest outpatient support level, often a step down from a higher level of care | Structured support while living at home and keeping daily responsibilities | Maintaining progress with lighter, ongoing support |
Scheduling tracks | Morning, afternoon, evening | Morning, afternoon, evening | Built around your week |
Format | In person or virtual | In person or virtual | In person or virtual |
All three levels are available to Horizon members at Quest and use the same evidence-based therapies; they differ mainly in time commitment and intensity. PHP offers the most structure, IOP balances structure with daily life, and outpatient care supports longer-term progress. Our team helps match you to the right level during verification.
We accept almost all private and commercial insurance plans. Verify your coverage now!
